Updated on April 1, 2025
Are you into trading and looking to try something new? If so, you’ll be interested in the platform introduced in this review: Ex-Cap. If you’re tired of standard brokers, this might be worth a closer look. How is Ex-Cap different? What fees can you expect? And what is investing with them like? Find answers to these questions and more in this comprehensive review.
Ex-Cap Review: A Quick Overview
Ex-Cap’s investment platform introduces a unique concept: accounts cannot be held in fiat currency, only in crypto—specifically, in Tether (USDC), which speeds up transactions to just a few seconds.
What truly sets Ex-Cap apart is its gold-backed trading account.
Ex-Cap is operated by a licensed company. As with many companies in the crypto sector, Ex-Cap holds a license from the SVGFSA regulatory body.
Key Information About Ex-Cap
Ex-Cap.com is operated by Future Finance Group LLC, which is licensed by the Financial Services Authority (FSA) based in St. Vincent. This organization monitors Ex-Cap’s operations to ensure client interests are upheld.
Importantly, Ex-Cap does not accept fiat currency; only crypto deposits are allowed, specifically Tether (USDC). This approach enables Ex-Cap to provide faster transactions, which is a clear advantage in trading.
If you don’t yet own cryptocurrency, it can be exchanged via platforms integrated into the Ex-Cap client portal based on your country of residence. Note that these exchanges are licensed in the EU and require identity verification, as does Ex-Cap.
Unique Feature: Gold-Backed Accounts
What truly sets Ex-Cap apart is its gold-backed trading account option, powered by Tether Gold (XAUT). This stablecoin is pegged to the price of physical gold, offering:
• Price stability in volatile markets
• Blockchain-backed transparency
• Instant liquidity and digital convenience
These accounts appeal to investors who value the long-standing reliability of gold but want the speed and utility of crypto.
What Ex-Cap Offers
Ex-Cap isn’t just a crypto broker. In addition to numerous cryptocurrencies, the platform allows users to trade in forex pairs, commodities, stocks, and indices, all available in CFD form. CFDs (Contracts for Difference) are tokenized versions of assets, meaning users aren’t buying the actual asset but rather speculating on its price movements.
Trading with Contracts
With CFDs, you’re speculating on price changes rather than holding actual assets. For instance, if you anticipate a rise in gold prices, you can enter a buying position. If gold’s price rises, you profit; if it falls, you incur a loss. The profit or loss depends on the price difference when you enter and exit the position.
Pros and Cons of CFDs
Trading with tokens instead of physical assets has several advantages. There’s no need to arrange transport or storage, and you may save on some fees. However, you miss out on certain rights, like voting in company meetings if you’re trading tokenized stocks.
Leverage is another factor that makes CFDs risky. Leverage allows you to trade with larger asset volumes than you actually own, with the broker covering the difference. With higher leverage, both your potential profits and losses are multiplied.
Asset Range
Here’s a closer look at the types of assets available on Ex-Cap.
- Cryptocurrencies: The platform focuses on crypto. Not only is your account held in USDT, but you can also trade in various crypto pairs.
- Forex: Ex-Cap offers trading in major forex pairs, where profit depends on the exchange rate movement between two currencies.
- Commodities: Users can trade in metals and energy commodities like WTI and Brent crude oil, with tokenization being particularly advantageous here due to storage and transport costs.
- Stocks: Ex-Cap offers CFD trading in stocks. Unlike traditional stocks, tokenized shares don’t allow for participation in shareholders’ meetings.
- Indices: Ex-Cap lets users trade derivative index contracts, such as those tracking specific sectors or economies.
Trading on Ex-Cap
Ex-Cap uses the popular MetaTrader 4 (MT4) platform, known for its user-friendly interface and advanced features. MT4 can be accessed through a web browser, desktop, or mobile app.
MT4 supports automated trading, where an algorithm opens and closes trades on your behalf based on technical analysis or market news.
How to Set Up an Ex-Cap Account
Setting up an Ex-Cap account is fully online. Simply go to Ex-Cap.com, click “Register,” and fill in the required personal information. Verification includes uploading documents to confirm your identity and address.
If you don’t have crypto, you can use the integrated exchanges, which will guide you if additional information is required.
Types of Accounts
Ex-Cap offers three account types: Basic, Classic, and Individual, each with different deposit requirements and fee structures. Generally, the more you deposit, the lower the fees.
| Account Type | Basic | Classic | Individual |
|---|---|---|---|
| Minimum Deposit | 0.02 BTC | 1 BTC | 5 BTC |
| Spread | From 1.5 pips | From 1 pip | From 0 pips |
| Commission | 5 USDC | None | None |
| Access to Assets | Cryptocurrencies, Forex, Commodities, Indices, Stocks | Cryptocurrencies, Forex, Commodities, Indices, Stocks | Cryptocurrencies, Forex, Commodities, Indices, Stocks |
| Max Leverage | Up to 1:200 | Up to 1:200 | Up to 1:200 |
| Support | Technical Support | Premium Support | Dedicated Account Manager |
Deposits and Withdrawals
Only crypto deposits are accepted on Ex-Cap, which can only be done from your personal wallet. Withdrawals are also crypto-only, and each withdrawal requires phone verification for added security.
Fees
Ex-Cap’s fees include spreads, commissions, and swap fees for overnight positions. Fees are displayed in the platform and on Ex-Cap’s website.
Customer Service and Education
Ex-Cap customer service is available Monday through Friday from 7 a.m. to 5 p.m. via phone, email, and form. Higher account levels may receive more comprehensive support.
Security
Ex-Cap holds a license from the FSA, offering assurance that its activities are monitored by a regulatory body. Also keeps most crypto assets in cold storage, protecting them against hacking attempts.
Ex-Cap Review Summary
To sum up, Ex-Cap stands out as a unique broker. It combines the ability to hold accounts in USDT with trading options in traditional assets, allowing trading in stocks, indices, commodities, and forex pairs without converting crypto to fiat currency.
